Privacy Policy
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ParaXy Pay - Payment Gateway
Privacy Policy
Effective Date : 04-01-2026
Welcome to ParaXy Pay. Your privacy is of the utmost importance to us. This Privacy Policy explains how we collect, use, and protect your information while providing our services, including those accessible via our Android app. It also outlines the permissions required by the app and how these are utilized securely.
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Information We Collect
1. Personal Information
→ Your Name
→ Email Address
→ Phone Number
→ Payment Details
"Purpose" - These details are necessary for user registration, transaction management, and our services.
2. Non Personal Information
→ Browser Type
→ Device Type
→ Usage Data [e.g, time spent on the platform, pages visited]
3. Messages Data [ SMS ]
" Purpose " - Access to SMS messages related to Mobile Financial Services [ MFS ] is required for transaction verification and security.
→ Scope : Only transaction related SMS messages are???? processed locally within the app. No data is stored or shared externally.
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How We Use Your Information
We use collected information to →↓
** Facilities Services : Enable smooth service delivery, including payment automation and API-based services.
** Transaction Verification : Authenticate transactions securely using the app.
** Enhance Security : Protect user accounts and transactions with real-time validation mechanisms.
** Provide Notifications : Send updates, alerts and essential communication about your transactions and account.
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Sharing Your Information
We do not sell or rent or share your data. Information sharing occurs only for
→ Service Providers - Trusted partners such as Payment Processors, to enable service delivery.
→ Legal Compliance - When require by law or to enforce our terms of service.
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Security of Your Information
We employ →↓
** Encryption to secure data transmissions.
** Regular security audits to identify vulnerabilities.
** Limited data access to authorized personnel only.
When we take all responsible measures to protect your data, no system is entirely immune to breaches. Please exercise caution while sharing sensitive information.
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App Permission and Data Usages
SMS Permissions
** Why required - To verify transaction details related to MFS only
** Scope of use - Only transaction-specific SMS messages are accessed.
** Security - Messages are processed locally, not stored or shared externally.
Other permissions
Any additional permissions required for API-based services or recharge system will be explicitly disclosed within the app and this policy.
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Your Rights and Choices
You have rights to →↓
** Access and Update Data : Review and modify your personal information.
** Otp-Out : Disable marketing Communications.
** Revoke Permissions : Manage app permissions through your device settings.
** Delete Data : Request data deletion, subject to legal and operational constraints.
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Cookies and Tracking Technologies
We use cookies for analytics and personalized experiences. These cookies can be managed or disable through your browser Settings.
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Changes to This Policy
Updates to this Privacy policy will be posted on this page with the effective date. We encourage you to review this policy periodically.